Juni
As Head of Credit you are responsible for Juni’s credit offering. You will lead our Credit Operations team, and ensure seamless collaboration with our Credit Product, Legal, and FP&A teams. You want to tailor underwriting towards our ICP and their business models, and leverage real-time on- and off-platform data to make better credit decisions than conventional lenders in order to provide an unparalleled customer experience, while managing and mitigating credit- and business risk.
In this role, you’ll:
- Lead our Credit Operations team, including Underwriting, Monitoring & Collections
- Monitor and actively improve Credit KPIs - customer time in funnel, funnel conversion, yield, margin and risk-profile at a customer and portfolio level
- Proactively improve our credit-decisioning infrastructure, including case management, risk model, underwriting scorecards and more, to ensure future scalability and optimal risk assessment processes
- Ensure sound and efficient governance within the Credit domain, fit for a bank
- Act as a point of contact and leader for the Credit domain - ensuring seamless collaboration with our Credit Product, Legal & FP&A teams
Tooling ⚙️
- SQL
- Microsoft Office
- Credit decisioning applications (e.g. Noble, Taktile, in-house tools)
- Credit decisioning data (ERP, storefront, credit bureau data)
- CRM (e.g. Hubspot, Salesforce)
- Slack
- G-suite
What we need to see
- A bachelor's degree in either Finance or Economics
- Excellent understanding of a company’s finances, financial reporting, and risk drivers
- An operationally-focused mindset, with an ability to see a problem through to resolution.
What we’d love to see
- Strong data capabilities and familiarity working in data environments (eg SQL, Python)
- Background in Credit underwriting & operations from a fintech and/or bank
- Experience in both operational work as well as portfolio analytics
- A strong interest in our vision and creating an unparalleled credit offering
Your people 👥
We practice people-first culture. We’re real. We never wait. We care deeply about building a better future for our customers and each other. Here, you can work with people at the top of their game and who didn’t get there by playing games. You can help us create a whole new category in financial services.
We’re freedom-first. Transparent. Caring. Empowering. So our benefits are too.
- We work hybrid. We'll see you in one of our offices at least two days per week.
- Swap 2D for 3D. Meet all Junis IRL at the company onsite each year.
- Diversity is at our core. We're part Swedish. Part Canadian. Part French. Part Indian. Part Italian. Part British. Part Portuguese. You get the idea.
- Great players can stay great players. Progress your career whether you choose to manage people or not.
- Stock options. We can’t promise you’ll make a fortune. But we’ll give it our very best shot.
- Vacation days. 30 days contractually. Unlimited in policy. Awesome.
- Global health insurance. You know. Just in case. Therapy & massage included.
- Get sick? No stress. Feel better with unlimited paid sick leave.
The process 📅
CV screening > Get to know us call > Team interview(s) > Values interview > Offer (for some roles we’ll include a task, but we’ll notify you if this is the case)
We’re Juni. Born on the West Coast (of Sweden). Built for flexible working. And busy building a future where digital commerce is free from financial barriers. Want to be a part of it all?
What We Do 🤔
Juni gives online businesses the tools they need to save time, scale up and succeed. Our platform helps financial leaders take control of their cash flow, make better decisions and unlock the full potential of digital commerce. We even offer working capital to help them achieve their goals and dream up new ones. And that’s just for starters.
How & why we do it 🚀
We give our people the same thing we’re building for our customers: freedom. Freedom to be 100% yourself. Freedom to explore your potential and what’s more – make the most of it. We truly believe we’re making the world a better place for online businesses, and we want you to be a part of that mission.
