Globally, the Nordic and the Baltic regions are emerging as prominent fintech hubs in Europe.

In the Nordics, fintech is thriving, driven by high digital trust, strong sustainability initiatives, and close collaboration between banks and startups, with exceptional digital infrastructure underpinning this growth.

Denmark is widely recognized as one of the world’s most digitally advanced nations, while Sweden is a pioneer of the cashless society. In particular, the capital cities of Stockholm and Oslo rank among the world’s top 20 fintech hubs, supported by stable political environments, favorable regulatory frameworks, and cutting-edge technology.

Today, the Nordic region is home to about 1,350 fintech startups, with Sweden boasting around 500, Denmark 350, Finland 210, Norway 180, and Iceland 70.

The Baltic states of Estonia, Latvia and Lithuania have also embraced innovation and technology, becoming leaders in digital finance. Estonia stands out as a hub for fintech innovation, thanks to its superior e-government services, the simplicity of creating new companies, qualified workforce, and entrepreneur-friendly regulations. Today, over 99% of financial transactions in Estonia are conducted digitally, and technologies such as electronic identity and blockchain are widely adopted. Notable companies include neobank leader Wise and blockchain pioneer Guardtime.

Meanwhile, Lithuania has emerged as the largest fintech hub in the EU, issuing the highest number of licenses in the bloc. It is now home to more than 270 fintech firms serving a combined customer base of 27 million.

Finally, Latvia is positioning itself as the next cryptocurrency powerhouse in the EU, actively attracting crypto and blockchain companies through favorable regulation, tax incentives, and government support.

Together, the Nordic and the Baltic regions have become premier destinations for fintech events, attracting global industry leaders to explore opportunities and tackle emerging challenges. Among the many conferences taking place, the following 14 stand out as the most significant gatherings in the last quarter of 2025, bringing together top decision-makers, regulators, and innovators to shape the future of the sector.

Latvia Fintech Forum 2025

September 30, 2025

Small Guild, Mazā Ģilde, Riga, Latvia

On September 30, 2025, the annual Latvia Fintech Forum will take place at the historic Small Guild in Riga, Latvia. Organized by the Bank of Latvia, the Investment and Development Agency of Latvia and the Riga Investment and Tourism Agency, the event is Latvia’s flagship platform for developing the fintech sector, bringing together founders, regulators, investors and technology leaders from across Europe to discuss strategies for shaping the next chapter of digital finance.

This year’s edition will focus on the development and implementation of fintech strategies across Europe. It will spotlight how different countries are building regulatory and innovation frameworks to enhance competitiveness and collaboration at the European level.

The program will include welcome addresses from senior Latvian officials, a keynote on supporting fintech growth by Santa Purgaile, Deputy Governor of the Bank of Latvia, and an open Q&A session with the Latvian regulator, the Investment and Development Agency of Latvia, and the Riga Investment and Tourism Agency.

Panels and topics will include:

• From vision to action: building a forward-looking fintech strategy
• Enabling fintech growth in Latvia
• Embedded, tokenized and intelligent: the future of fintech

The day will also feature Fintech Factor 2025, a startup challenge hosted by Tenity that will showcase early-stage fintech companies.

CEE Anti-Fraud Forum

October 07, 2025

Hybrid, Hilton Garden Inn City Center, Vilnius, Lithuania

On October 07, 2025, the CEE Anti-Fraud Forum will be held in hybrid format at the Hilton Garden Inn City Center in Vilnius, Lithuania. This international event is expected to bring together more than 200 delegates and 20 speakers from over 15 countries to explore the latest strategies, technologies and insights in combating fraud.

Participants will gain actionable knowledge through interactive panels, workshops and keynote presentations. The program will cover themes including how evolving regulations and real-world risks are reshaping anti-fraud, anti-money laundering (AML) and compliance functions, as well as topics such as EU’s new AML package, deepfakes and identity fraud, balancing innovation with payment regulation and adapting KYC and due diligence to changing conditions.

Speakers will include:

• Katarina Garai, CFE, Vice President at ACFE Austria & Slovakia Chapter
• Dome Scaffidi, SAPA Africa – Global Lead & Presidenе | Bank of England – Standard Advisory Panel Member |DS Payments Ltd UK CEO & Founder
• Marcin Dublaszewski, President of IIA Poland
• Alex Movchan, President ACFE Baltic chapter
• Lior Segal Chief Audit Executive at Bezeq | CPA, Advocate, MBA, CIA, CRMA, EQA, CISA, CISM, CRISC, CDPSE , Israel
• Kristaps Markovskis, Head of Anti-money Laundering Department, Bank of Latvia
• Anna Pavlovska, Head of Partn;erships Fintech Hub LT
• Anna Kon, Head of Internal Audit Enefit Green AS | CIA, CRMA, CFE
• Chris Thomas, Chief Revenue Officer in NOTO
• Daniel Marius Staicu, AML/CFT/SAN Director at CEC Bank S.A. (Romania)
• Michele Poffo, CIA, CFE, CISA, Head of Internal Audit VAT Group, Member of the Board ACFE Italy Chapter (Switzerland)
• Erika Borg, Head of Product (FinTech) – Computime Group and ComplyRadar
• Lukas Jakubicek, Lead Principal Solution Consultant ThreatMark
• Povilas Randis, Head of Consulting Finvisor Fintech Partners
• Elena Farinella, President of ACFE Italy Chapter

Risk and Compliance Forum CEE

October 08, 2025

Hybrid, Hilton Garden Inn City Center, Vilnius, Lithuania

On October 08, 2025, the Risk and Compliance Forum CEE will also take place in hybrid format at the Hilton Garden Inn City Center in Vilnius. Designed for heads of compliance, risk managers, auditors and AML officers, the event is set to bring together more than 150 delegates and 20 speakers from over 15 countries to address the latest trends and challenges in risk management and compliance.

This year’s program will open with a strategic session on building an ethics- and compliance-driven corporate culture. Topics will include new revisions to corporate compliance guidance, whistleblowing, integrity hotlines and how to build resilient systems.

Practical case studies will explore real-world lessons in mitigating risk and responding to incidents, including AML function auditing and crisis management insights. The innovation spotlight will focus on smart compliance, artificial intelligence (AI) and regtech in predictive monitoring, automated KYB, verification of payee and the future of digital identity in cross-border compliance.

Speakers will include:

• Simona Vosylienė, Associate Partner, Attorney-at-Law, CAMS , Walless
• Maja Matić, Head of the Department for Research and Corruption Risk Analysis of the Agency for the Prevention of Corruption, Member of ACFE Serbia (Serbia)
• Gvantsa Gurgenidze, CIA, CAMS, Head of Internal Audit Function Bank of Georgia
• Erika Borg, Head of Product (FinTech) – Computime Group and ComplyRadar
• Liudas Kanapienis, CEO and Co-founder Ondato
• Eugene Kornilovich, FC Compliance Manager, Regulatory Affairs, Santander UK
• Tetiana Kyryk, Chief Ethics and Compliance Officer at Kyivstar, Veon Group (Ukraine)
• Indrė Ambrasūnaitė, CAMS , Chief Compliance Officer at ConnectPay
• Jan Anisimowicz, (PMP, CISM, CRISC), Chief Solutions Officer at C&F, Member of the Board ISACA Warsaw
• Sandra Rituma, Member of the Management Board Magnetiq Bank
• Eglė Užmiškytė, CAMS – Chief Compliance Officer and Board Member of Yapily Lithuania
• Migle Petkeviciene, Partner at Sorainen
• Rytis Rainys, Information Security Officer, Vinted Pay

Startup Fair 2025

October 09, 2025

LITEXPO, Laisvės al. 5, Vilnius, Lithuania

Startup Fair 2025 will take place on October 09, at LITEXPO, Lithuania’s largest exhibition and congress centre, in Vilnius. Now in its 13th edition, Startup Fair is Lithuania’s biggest startup event, drawing more than 2,000 attendees, 450+ startups and 430+ investors from over 65 countries. The forum connects ambitious founders with international venture capital (VC) funds, accelerators and ecosystem leaders.

This year’s program will feature bold keynotes, thought-provoking panels, side event, the iconic Pitch Battle, showcasing tomorrow’s standout startups, as well as meaningful networking with investors, founders, and ecosystem builders. Topics will include Europe’s ability to rival Silicon Valley, unicorn-building strategies and pitch delivery techniques, femtech innovation, scaling to Series A, AI’s impact on the next generation, and rebuilding Ukraine’s startup scene.

Speakers will include:

• Uri Levine, Co-founder of Waze
• Vitnija Saldava, Regional Public Policy Lead at Meta
• Jeff Cabili, Founder and Principal at How2Captivate
• Magnus Hambleton, Investor at byFounders
• Rebecka Löthman Rydå, General Partner at Norrsken Evolve
• Guy Ward Thomas, Partner at DN Capital

Riga Comm 2025

October 09-10, 2025

International Exhibition Center in Kipsala, Riga, Latvia

Riga Comm 2025 will run on October 09 and 10 2025 at the International Exhibition Center in Ķīpsala, Riga, Latvia. This annual business technology and innovation exhibition will bring together Baltic and international digital service providers and product developers with entrepreneurs, executives and public-sector leaders, to help organizations modernize, increase efficiency and find tailored digital solutions.

Over two days, visitors will get to explore 14 conferences on eight stages, covering topics such as AI, machine learning, fintech, cybersecurity, e-commerce, digital marketing, HR tech, CRM systems, e-mobility, logistics technology and women in tech. The CEO and CTO Talks Conference will feature senior leaders on digital transformation and AI innovation; the Fintech Conference will highlight advanced financial tools for businesses; and the Cybersecurity Conference will focus on risk management and IT security strategies.

Riga Comm 2025 will also feature an exhibition showcasing the Latvian IT Cluster stage with 16 innovative tech firms, the Arrow Stage with new data-centre and hybrid-cloud solutions, and a dedicated networking area where attendees will get to schedule meetings.

Speakers will include:

• Arthur Chirevsky, CEO, Food Union
• Ilya Laurs, Founder and Chairman, Nextury Group
• Christian Anting, CEO, TV3 Group
• Dominik Zacharewicz, Co-founder, Managing Partner, Loyalty Points
• Joachim Stellner, Co-founder, Managing Director, OCCON
• Oliver Quie, Co-founder, CEO, Innerworks
• Dainis Skrinda, Country Manager, Inbank
• Janis Becker, Board Member, EV Association of Latvia
• Åsa Granberg, Strategic Sales | Sweden & Baltic States, IDEMIA
• Kaspars Mezerins, Director, AI Studio at RTU Riga Business School
• Maris Dreimanis, CEO, Datamed
• Denis Chichmaryov, Head of EPAM Latvia and Lithuania, EPAM Systems
• Donatas Grinkas, CEO, Digital Matter
• Egon Bush, Security Director, LMT
• Aliona Sosunova-Piurko, Director of Engineering, Vinted
• Arthur Kruze, CEO, Co-Founder, Magebit
• Girts Slavins, CEO Mobilely

Platform Summit 2025

October 13-15, 2025

Clarion Hotel Stockholm, Stockholm, Sweden

The Platform Summit 2025, taking place from October 13 to 15, will be held at the Clarion Hotel Stockholm in Sweden. Organized by Nordic APIs, this flagship conference will bring together API industry leaders to tackle challenges in large, heterogeneous, API-heavy enterprise architectures, with more than 60 expert speakers expected to offer insights for enterprise architects, technologists and business leaders navigating digital transformation.

This year’s edition will focus on next-generation API-first strategies, identity and access management, data sovereignty and compliance, cloud-agnostic architectures, advances in AI and sector-specific case studies from highly regulated industries.

Attendees can expect expert panels, keynotes, solution showcases, book signings and extensive networking. They will get to gain insights from influential thought leaders during interactive panels and fireside chats on the most pressing enterprise challenges, explore curated sessions from top-tier speakers to enhance your strategies and stay ahead of emerging trends, and discover advanced solutions in API management, customer identity, and access management, and beyond.

Speakers will include:

• Anders Eknert, Open Source and Developer Relations, Apple
• Kristen Womack, Principal Product Manager, Microsoft
• Jacob Ideskog, CTO, Curity
• Ikenna Nwaiwu, Principal Consultant, Ikenna Consulting
• Adam DuVander, Technical Content Strategist, EveryDeveloper
• Arnaud Lauret, API Industry Researcher, Postman
• Daniel Kocot, Principal API Consultant, codecentric AG
• David Brossard, CTO, Axiomatics
• Gertrude Chilufya, Technical Writer | AI & API Enthusiast, Qlik
• Yinka Omole, Lead Software Engineer, Personio

Tech Fair 2025

October 18, 2025

LITEXPO, Vilnius, Lithuania

Tech Fair, one of the largest career events in Lithuania, will return this year on October 18, at LITEXPO. The event will bring together the most sought-after employers, including leading tech companies, startups, training centers, and career experts, and professionals looking for a new professional path and growth.

For companies, Tech Fair offers direct access to senior and mid-level specialists across fields like IT, marketing, e-commerce, data analytics, AI, and cybersecurity. It’s also a chance to showcase innovations, strengthen employer branding, and recruit hard-to-reach talent. For attendees, it’s the hub to connect with potential employers, explore training paths, and discover the future of work in tech.

Oslo Innovation Week 2025

October 20-24, 2025

Mesh Youngstorget, Oslo, Norway

Oslo Innovation Week 2025, taking place from October 20 to 24, will unite over 80 separate happenings driven by Norway’s thriving startup and innovation ecosystem. The event aims to showcase solutions that work, supporting Norwegian growth companies, attracting investment and tech talent, and positioning Oslo as a leading business destination.

MoneyLIVE Nordic Banking 2025

October 28-29, 2025

Bella Center, Copenhagen, Denmark

MoneyLIVE Nordic Banking 2025, taking place on October 28 and 29 at the Bella Center in Copenhagen, will bring together the top leaders from across the Nordic and Baltic regions to take innovation to new heights. Over two days, more than 800 attendees, including 100+ speakers and a majority of C-level executives from the banking sector, will exchange ideas, drive innovation, and define what’s next for financial services.

The event will feature CEO keynotes, visionary panels, and in-depth tracks on customer engagement, fraud and security, payment infrastructure, and startup partnerships. Dedicated stages will explore themes such as digital identity, KYC, AI-driven fraud prevention, and cross-border payments. In addition, Startup City will offer founders the chance to pitch and partner with investors,

Speakers will include:

• Sverre Hana, Chief Executive Officer and Head of Banking, Nordics, Standard Chartered
• Jón Guðni Ómarsson, Chief Executive Officer, Íslandsbanki
• Rūta Ežerskiene, Chief Executive Officer, Citadele banka
• Julie Chatterjee, Group Chief Executive Officer, Northmill Bank
• Magnus Fredin, Chief Executive Officer, Resurs Bank
• Daria Zaitseva, Head of Online Business Alipay+ in Europe, Alipay
• Helge Pedersen, Group Chief Economist, Nordea
• Camilla Frøsing, Head of Sales, Moonrise, Lunar

Digital Tech Summit

November 05-06, 2025

Copenhagen, Denmark

Digital Tech Summit, which claims to be Denmark’s largest digitalization expo, will take place this year on November 05 and 06 in Copenhagen, bringing together research, industry, and public stakeholders to accelerate digital transformation.

This year’s event is set to draw over 3,500 leaders and specialists from Danish businesses and research institutions, as well as 1,500+ students exploring career opportunities in the Talent Area. The event will feature more than 100 sessions and keynote presentations across seven stages, a large startup area, and a focus on talent, offering a deep dive into the technologies and ideas shaping Europe’s digital future.

Participants will get to connect with 50+ exhibitors across AI, cybersecurity, automation, law, patents, and consulting. They will also get to explore central themes like robot technology, supercomputing, AI, and cybersecurity.

Speakers will include:

• Henriette Svarre Nielsen, Organization Dept. Of Ob/Gyn Copenhagen University Hospital Hvidovre/ University of Copenhagen, Consultant, Professor
• Martin Magelund Rasmussen, Region Zealand, Executive Vice President
• Tobias Todsen, Department of Otorhinolaryngology, Head and Neck Surgery and Audiology – Righospitalet, ENT surgeon and Associate Professor
• Anders Bjarklev,Technical University of Denmark (DTU), President
• Kristina Kallas, Ministry of Education and Research, Minister of Education and Research of Estonia
• Lucie-Aimée Kaffee, Hugging Face, EU Policy Lead & Applied Researcher
• Henrik Andersen, Au2mate, CEO

Fraud Risk Day 2025

November 06, 2025

Event Hall Bank, Unioninkatu 20, 00130 Helsinki, Finland

Fraud Risk Day 2025 will take place on November 06 in Helsinki.

This seminar aims to bring together key financial sector authorities and risk management experts to summarize everything essential about fraud risks in financial institutions, provide participants with a current understanding of liability issues affecting the financial sector, and explore how agile risk management can more effectively protect both customers and their organizations from fraud.

Slush 2025 Helsinki

November 19-20, 2025

Helsinki, Finland

Slush is one of the world’s leading startup events and largest gatherings of VCs, designed to help founders build transformative companies, and to connect them with investors, media, and ecosystem builders in a highly curated environment.

This year, the event will be returning to Helsinki on November 19 and 20, and is expected to bring together 13,000 attendees. These participants will include 6,000 startup founders and operators, representing more than 50 sectors, including fintech, AI, deeptech, software-as-a-service (SaaS), and 3,500 investors representing over US$4 trillion in assets under management (AUM).

Participants can expect advanced matchmaking tools which facilitate 20,000+ one-on-one meetings over two days, keynotes, mentoring sessions, speaker deep-dives, pitching opportunities, curated interactions on the main stages, the exclusive Founders Day, and the renowned Slush 100 Startup Competition.

Speakers will include:

• Lucy Liu, Co-founder and President, Airwallex
• Alex Schultz, CMO and VP of Analytics, Meta
• Vlad Tenev, Chairman and Chief Executive Officer, Robinhood Markets, Inc.
• Luciana Lixandru, General Partner, Sequoia Capital
• Markus Villig, Founder & CEO, Bolt
• Ekaterina Zaharieva, European Commissioner for Startups, Research and Innovation, EU Commission
• Ilya Fushman, General Partner, Kleiner Perkins

Nordic Cyber in Finance Conference 2025

November 27, 2025

Stockholm, Sweden

Nordic Cyber in Finance Conference 2025 will be held on November 27, 2025, in Stockholm, Sweden. Hosted by Sveriges Riksbank, the central bank of Sweden, this 8th annual conference will explore diverse perspectives on the key cybersecurity functions, namely Govern, Identify, Protect, Detect, Respond, and Recover, specifically within the financial sector. This event targets professionals working in finance.

180 Minutes of AI in Banking: From Sandbox to Impact

December 3, 2025

Epicenter, Mikonkatu 9, Helsinki

180 Minutes of AI in Banking: From Sandbox to Impact will take place on December 03, 2025, at Epicenter in Helsinki. This event will dive into AI in banking, offering practical insights into digital transformation, AI, and sustainable data-driven innovation in banking.

The event will comprise 30 minutes of breakfast and networking, 90 minutes of expert insights from leading professionals, and 60 minutes of expert-led discussions. Participants will get to gain firsthand knowledge of the future trends in banking through keynote presentations led by industry leaders. They will also have the opportunity to join dynamic conversations featuring industry experts as they dive into the key themes of the day. Finally, they will get to connect with peers and explore collaboration opportunities.

Speakers will include Pål Krogdahl, Director of Technology Strategy and Advisory Services at Samlink, Philippe Santraine, Senior Banking Consultant at Samlink, and Žiga Kljun, Senior Lead for Data & AI at Kyndryl.

Nordic Banking Forum 2025

December 03-04, 2025

Clarion Helsinki, Tyynenmerenkatu 2, Helsinki, Finland

Nordic Banking Forum 2025 will be held on December 03 and 04, 2025, at Clarion Helsinki. Hosted by Fintech Farm, the event is set to bring together over 400 Nordic and Baltic banking decision-makers to discuss strategy, technology, digitalization, and regulation in a high-level setting.

Nordic Banking Forum 2025 will begin with a pre-conference day on December 03, called the Strategy Talk Day. This day is designed to encourage high-level exchanges and meaningful connections. It will feature a Morning Insight breakfast seminar, expert-led afternoon sessions, invite-only roundtable discussions and pre-event networking cocktails.

The main conference will take place on December 04. Attendees will get to hear keynotes and panel discussions featuring global banking leaders, explore five strategic leadership landscapes and connect with more than 300 Nordic and Baltic financial executives. The day will end with an after-work mingle and party.

Running in parallel on the same day will be the Strategy Talk Track, a premium content track for partners and top delegates. This program will feature invite-only roundtables and workshops, deep dives into critical strategic topics and an interactive format designed to deliver real impact.

This year’s Nordic Banking Forum is expected to feature over 30 speakers, including Hanna Sarraf, Chief Risk Officer at Monzo Europe; Riikka Laine-Tolonen, CEO at S-Bank; and Georg Hauer, Fintech and Digital Banking Advisor and former General Manager at N26.

This article first appeared on Fintech News Baltic

Featured image: Edited by Fintech News Baltic, based on image by wirestock via Freepik