Is money safer in the bank or under the pillow? The situation is similar with cryptocurrencies. Self-custody is often preached like a mantra in the cryptocurrency scene: Remember: ‘Not your keys, not your coins’? But dangers lurk here, especially for beginners. If you choose the right crypto platform, you can trust your coins are protected by world class security. Here’s why self custody can be a draw and how you find Custody 101: Why Holding Keys With a Reputable Provider Can Make Sense Cryptocurrencies like Bitcoin (BTC) exist on the blockchain. To use them, you authorize transactions with a private…

More and more neobanks offer crypto trading but they’re often not executing trades themselves and are acting as a user-friendly front-end interface, with the actual trading happening on the order books of a centralized exchange or broker. Here are ten arguments why crypto brokers like Coinbase are adding value to customers for their trading:  1. Broader coverage of tokens. While some neobanks only offer a handful of popular cryptocurrencies like Bitcoin (BTC) and Ethereum (ETH), Coinbase provides a very broad selection of assets, including altcoins, stablecoins, and digital tokens. You can choose more than 300 coins and tokens from almost…

It’s 2025 and crypto space makes the headlines with assets from exchanges being phished or neo brokers suddenly freezing their crypto offering amidst regulatory challenges. Security and trust is still an important decision making criteria when investors look for a home for their crypto trading. We have compiled reasons why Coinbase is the most trusted crypto app (surveys conducted by YouGov and Qualtrics in Q4’22 and Q1’23). One reason is that we transparently work with the Web3 community, researchers, and developers to make on-chain solutions genuinely secure.  1. 100% Custody of Customer Assets’ Value Coinbase holds the full reserve of…

The World Economic Forum (WEF) 2023 Global Risks Report states that cybersecurity ranks among the top 10 global risks both currently and in the future. The annual cost of cybercrime is expected to reach US$10.5 trillion by 2025 Data from Barracuda, a cybersecurity company, shows that cyberattacks are more effective during the summer, when companies are short-staffed. In January, only about 1 in 80 (1.25%) threat alerts were serious enough to warrant a security alert to a customer, rising to 1 in 5 (20%) between June and September. Cybersecurity is a growing concern also in the Baltic region, which is…

The Nordic region, known for its tech-savvy population and stable financial systems, is becoming a prime breeding ground for ambitious fintech startups. With high mobile payment adoption, a focus on sustainability, and robust regulatory frameworks, the stage is set for exciting innovations and collaborations. According to an Ipsos report, consumers in the Nordic markets (Norway, Sweden, Denmark, Finland) and Switzerland are leading the way in mobile wallet usage, ranging from 83% to 94%, the figure represents a range of 10-15% higher than the average in Europe. The region’s collaborative spirit extends to partnerships like the recent one between Enable Banking,…

In an increasingly global world where seamless and immediate transactions are expected, the ability to bank directly with one’s remitter should be the norm, not the exception. At least, that is what Transfer Galaxy and Intergiro believe and aim to bring about with their partnership. Transfer Galaxy and Intergiro have partnered to launch a cross-border digital banking experience that will make it easier for foreign born nationals and digital nomads to send money abroad. Powered by Intergiro’s Banking as a Service platform, TransferGalaxy shatters traditional remittance boundaries, offering users a pioneering banking journey right within their remittance platform. Integrated wallets…

Knowit, a Swedish provider of digital services to banks and businesses in the Nordic region, announced a strategic partnership with Bottomline, a global provider of financial technology solutions for business payments and financial messaging. The partnership combines Knowit’s strong local presence and systems integration expertise in the Nordic market with Bottomline’s wide range of capabilities and international experience in payments, messaging and connectivity. As a consultancy firm with a unique combination of IT, design, communication, and management competence, Knowit is all about digital transformation projects, helping to source, develop and implement innovative solutions for its clients. Complementing this capability, Bottomline…

Stockholm based Focalpay announced the launch of the brand new Pay by Bank, the first combined account-to-account payment and checkout solution on the market. Focalpay is the first software provider in the world that has merged the payment, checkout and backoffice functionality in one solution – enabling retailers to cut costs, lower CO2 emissions and increase operational security. Pay by Bank is currently available to brick and mortar retailers and e-commerce businesses in Scandinavia and is launched in the rest of EU region later in 2023 – fully in line with EU’s PSD2 strategy to offer mobile payments as an…

Intergiro will offer its embedded finance services to clients in the Finnish market Intergiro’s API-suite of offerings includes white label banking services, card issuing, payment processing, and more Client base already includes neobanks, payments institutions and crypto exchanges Sweden-based fintech pioneer Intergiro is launching its Banking as a Service (BaaS) platform, Intergiro.3d, in the Finnish market. Intergiro.3d is an all-in-one embedded financial toolkit Intergiro.3d is designed for businesses to build their own financial solutions or embed financial operations into their products and services. Its flexible APIs enable clients to create anything from card programmes, to white-label banking services, to fully-fledged…

Landsbankinn, the largest Icelandic bank, has joined forces with Salt Edge, a pioneer in open banking, to comply with Icelandic law on the PSD2 legislation. The new Act on Payment Services, which transposes the European PSD2 into Icelandic law, entered into force on November 1, 2021, and will take full effect on May 1, 2022. Once the regulation accompanying the Act is fully implemented, banks and fintechs will get authorised access to customer and business bank accounts to initiate payments and provide banking data-related services. Leveraging Salt Edge’s PSD2 Compliance Solution, Landsbankinn will offer its customers the possibility to view their…